While low for this list, thats not a bad number overall. South Carolina's low country is a popular place to retire, thanks to its low cost of . Finding a qualified financial advisor doesnt have to be hard. The 10 Best Beach Towns on the East Coast. Obviously, just like anywhere, the closer to the water you are, the more expensive the property.. Activities are also important to a happy retirement, so we looked at the number of recreation centers per 1,000 residents. Bel Air contains one of Marylands Arts and Entertainment districts, where concerts are frequently held. . Fort Pierce, located on the Indian River Lagoon, is known for its excellent fishing and beautiful beaches. Boasting 10+ miles of pristine beaches with temperate weather year . - Population: 40,000. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. Aside from the lovely beaches, you can visit the local falls and hiking trails. For bird watching opportunities, head to the Freeport Wetlands Trail & Bird Observatory, and go hit the links at the Freeport Golf Course. 50 best beach towns to live in. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. Fernandina Beach. This Gulf Coast city features some glorious nature trails and lagoons and wetlands. Im going to run through several options of affordable East Coast towns. New Smyrna Beach was the center of intense real estate speculation during the 1920 . Buying rental units can be pretty simple. Buyers can get into the market at a wide price range, from a three-bedroom manufactured home for $159,900 to this three-bedroom with water views and a private pool for $350,000. Upload a picture of your shopping receipts to the free Fetch app, and start earning points today. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. Visiting your beach house a few times a year may give you a different experience to coastal city residents. Ithaca, New York. Here's a look at the Best Places to Retire in 2022-2023. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. There are 5.42 medical centers per 1,000 residents. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. There's also a long fishing pier for casting a line, and historic sights like the town's iconic lighthouse. St. Marys, St Marys, GA 31558, USA. Mid-Atlantic families love the relaxed boardwalk in the coastal town of Bethany Beach, which is located about 130 miles southeast of Washington, D.C., and less than 15 . Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. Springfield residents benefit from plenty of high-quality health care options within driving . Jacksonville, FL. Sink your toes into sugar-white sand beaches that are reportedly composed out of fine quartz grains from the Appalachian Mountains. Get advice on your investment portfolio from a certified professional through Datalign. Biloxi, Mississippi, ranks at the top of our list as the most affordable beach town in America. Best Places 2022-2023 Rank: 117 Metro Population: 698,537 Median Home Price: $333,741 Average Annual Salary: $55,710. In general, the further north you go, the more expensive the towns will become. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. On the plus side, Bel Air has a respectable 11.33 medical centers per 1,000 residents, placing it fifth in that metric. Springfield residents benefit from plenty of high-quality health care options within driving distance. Information and timely news from our team of trusted money specialists. Portland, Maine. Choosing new windows is a delicate balance between features, efficiency and cost. Is Maui water safe to drink? Median Home Price: $333,741. Tuckpointing can give your brick walls or chimney a facelift while helping to ensure the structural integrity of your home. The national average commute is 26.9 minutes. 7. And its not just pretty to look at Hobe Sounds median home value is just $206,300. Thousands benefit from our email every week. Sarasota, with its pristine Gulf beaches, cracked its way into the top towns thanks to its high number of doctors' offices (12.4) and recreation centers (3) per 1,000 people. The New Castle Historic District has a number of historic buildings, including an arsenal built in 1809 in preparation for the War of 1812. Hendersonvilles 1.34 recreation centers per 1,000 residents earns it second place on this list, so there will be plenty to do. The laid-back city boasts a restaurant- and shop-lined Main Street, which spills out to a nice pier and beach. The median annual property taxes add up to $1,267. Whether seeking history, solitude, or a vibrant nightlife, the East Coast has got it all in the unique little towns speckling its pristine shorelines. Oak Island is a nice quiet area to retire in. Because Cumming is close to Atlanta, you can take advantage of all of the arts and entertainment options the city offers, including professional sports games and museums. Retirees are undoubtedly drawn to these areas by the active, beach lifestyle, says Danielle Hale, chief economist for realtor.com. The University of Delaware is in town, though, so there are college sports and on-campus theater and music to keep you busy. 1. Seniors age 65 and over make up 18% of the population. Fairfax, located in Northern Virginia, is an independent city within the larger Fairfax County. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. The county seat of Nassau County, Fernandina Beach is just north of Florida's beautiful Amelia Island. With a dedicated police department, Cannon, Read More What Is The Safest Beach In Oregon?Continue, The advent of Spring is a great time to plan a beach holiday somewhere, and if you havent already got plans, why not consider the magnificent coastline of our own Oregon? Ready to take a long stroll down the list together? 20. The towns top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. And locals are willing to fork over that kind of money for a reason. Due to its small size, Swansboro will best suit those working remotely or in the tourism industry. Just 14% of Newarks population is made up of senior citizens aged 65 and over. The median income for a family in Atlantic City is $29,232, with a median house listing price of $179.9k. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. To learn where the best cities to retire or live in Florida to be the safest from hurricanes, . New Hyde Park is another Long Island town, meaning residents will have access to New York City. The median house price listing is $235k, but there are small gems to be found in this delightful town. But while many beach communities are cost-prohibitive, a surprising number are within reach for those who aren't millionaires. Healthcare is obviously very important to seniors, so we considered the number of medical centers per 1,000 residents in each city. . Single-family homes on the water start in the high $300,000s to low $400,000 range, such as this four-bedroom on 2.31 acres listed at $410,000 or this three-bedroom on the market for $399,000. The city is home to the Bill Baggs Cape Florida State Park, where residents can view a lighthouse built in 1825. Residents (nearly 60 percent of whom are seniors) can stroll through the Old Florida downtown, hunt for shells on the pearly white beaches, or take their furry friends to the city's local dog-friendly beach. See which metro areas on the Eastern Seaboard offer the most for residents. You can explore lovely museums, historic homes and linger on the 2.2 miles of beautiful beach. U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. ROBBIE CAPONETTO; PROP STYLING: RACHAEL BURROW; HAIR AND MAKEUP: CELINE RUSSELL/ZENOBIA, The Best Budget Getaways In The South For 2023, Venice Is the Laid-Back Florida Beach Town With Plenty of Personality, Best Lake Towns To Retire To in the South, The Best Beach Towns In The South To Visit This Winter, The Best Places for a Dreamy Retirement in the South. These firms could be great to partner with. Shimmering shorelines, renowned golf courses, impeccable dining that's what awaits you on Kiawah Island. It is built on high ground between two harbors overlooking . Unlike it's nearby but totally separate . Its a popular gay retirement community, says Russell Stucki, real estate associate at Re/Max Realty Group. 4. You can go fishing for speckled trout and flounder at Sabine Lake and keep a look out for warblers and thrushes at Sabine Woods. 1. To find the best places on the East Coast to retire on Social Security alone, GOBankingRates used SSA data to identify the average monthly benefit as $1,828.30 -- $3,656.60 for a couple. The median home value in Lynn Haven is $200,100 and youll fork over around $1,553 each year in property taxes and $1,210 in monthly housing costs. 2. Photograph: Shutterstock. Just like many of you dreaming about a coastal dream life, we can make this a reality through information and inspiration! The Falls Lake State Recreation Area is less than 30 minutes from Durham, and the coastal Atlantic Ocean beaches are about three to four hours away, making this one of the best places to retire in North Carolina near the beach. That tax rate is the fifth highest on this list. The cost of living in Savannah is 12.1 percent less than the national average with the average home value at $134,600. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. In fact, the Sunshine States shorelines arent the only coastal ZIP codes attracting boomersplenty of folks dont want to live in what feels like a steam room six months out of the year, or they may want to be closer to friends and family elsewhere in the country. Median home list price: $145,050. Credit. Theres an outlet shopping center and a casino. It has a little bit of everything.. Youll cough up around $1,925 in property taxes each year and $739 in monthly housing costs. Jacksonville offers all the big city comforts and cultural entertainment, a growing craft beer scene, and the most extensive urban park system in the US, as well as coastal zones. In Alabamas Gulf Shores, you can indulge and relax and even partake in an adventure or two. Due to its attraction as a tourism center, much of the economy relies on tourism. 1 / 100. From the various multicultural neighborhoods and their attendant restaurants to the Barclays Center in Brooklyn for sports and concerts, entertainment is not far from New Hyde Park. Fairfax is close to Washington, D.C. and the myriad cultural options that our nations capital has to offer, including the Kennedy Center, the Smithsonian museums and the National Mall. Housing costs for retirees in Knoxville are the biggest factor bringing down costs, at nearly 30% below the national average. Located about an hour north of Atlanta near the shores of Lake Lanier, Cumming is not just the best place to retire on the East Coast its also the second-best place to retire in the country. We are compensated for referring traffic and business to Amazon and other companies linked to on this site. I have been drawn to the ocean and the coastal lifestyle my whole life. It has 22.99 medical centers per 1,000 residents, the third highest number of medical centers of any city on this list. From coast to coast, these 17 best beach towns in the U.S. offer stunning coastal views, laid-back vibes, and more. Just bear in mind that as a resident you will have to contend with crowds of tourists, especially in the summer. Bethany Beach, Delaware. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. The median home value is $382,900 in Chapel Hill and $229,900 in Durham. You may be able to repair drywall yourself. The median household income in Swansboro is $48,922. Cumming leads this list with 32.93 medical centers per 1,000 residents, so youll always be able to find top-quality care if you need it. Elevation 25. Average Retirement Savings: How Do You Compare? Hilton Head Island, known for its beaches and golf courses, is a great place to retire. Big Shell Beach - Great for seashell picking and photo ops, not for sunbathing. Especially attractive to avid golfers, Myrtle Beach boasts 85 golf courses. Fort Pierces unspoiled shores and palm tree lined sidewalks also make it one of Americas most picturesque (and affordable) beach towns. Great Neck is just down the road from New York City, so all of the culture that the city offers from Broadway to the Knicks are all readily available. If you can do this in one of the most beautiful French coastal towns, enjoying good food, wine, and long beach walks, then it's heaven. A number of factors went into determining the best places to retire on the East Coast. Youll find plenty of activities to keep you occupied in and around the City of Discovery, from casinos and boat charters to beaches and trails. 25. The median home value in Gulfport is $185,600 and the annual property taxes will cost you around $1,448, while monthly housing expenses amount to about $877. You may find yourself wondering, though, where exactly you want to spend your golden years. The welcoming area boasts many gay bars and restaurants, a thriving Pride parade (in years past), and an LGBTQ centerall on the shores of tax-friendly Delaware. Key Biscayne, an island off the coast of Miami, is a great place to explore the Atlantic Ocean. Living in a tiny house may sound like a great way to save, but some details require a hefty investment. Learn how to handle home improvement projects in a way that protects both your home and your bottom line. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. The Harbor City features some delightful art galleries, golf courses, fishing piers, upscale dining, boutiques and beaches. With pent-up demand, labor shortages and surging prices, summer travel wont be a bargain this year. Best Places 2022-2023 Rank: 137. The city features two state parks Tomoka and Bulow Creek which cover thousands of acres and protect various wildlife habitats and species. Its stunning beaches, lush tropical forests, and majestic mountains make it easy to see why Maui is such a popular destination. Part of YaleNew Haven Health, Lawrence + Memorial Hospital is home to the regions only inpatient rehab unit and a nationally recognized cardiac rehabilitation program. The large community has various purchase restrictions, including a minimum age, and in some cases requires all-cash transactions; but to buy in another part of the desirable beach town would cost at least $700,000. Many locals also take whale watching tours by boat, view masterpieces at Coos Art Museum, swing a 9-iron, or watch the pros play golf at the Bandon Dunes Resort, home to the Curtis Cup. Lets hit the beach. It's also great for retirees, with lots of recreation areas and a high ratio of doctors' offices to people. Canva. Atlantic City, New Jersey. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. Placencia: An Irresistible Beach Community. 3 . Ithaca is a small picturesque town in the upstate New York Finger Lakes region. This South Florida town lets you experience everything from cable skiing to swimming and its award-winning "Blue Wave" beach is recognized for its excellent water quality, beach conditions, safety services and habitat conservation. It's one of the best places in the country to retire because it has plenty of medical care, social opportunities, retirement centers, and recreation activities nearby. This college town is home to the University of Oregon, which has the largest library in the . Not every retiree wants to live in the heart of the big city but this lovely unincorporated community by the water offers the best of both worlds, lying just 20 minutes away from Baltimore. Many tourists visit this island but are its resources up to standard? Its an amazing retirement destination with its white sand beaches, casino resorts, championship golf courses and museums and historic sites. Stroll down the boardwalk for more entertainment options and shopping. Middle River is under a half hours drive away from the big, bustling city of Baltimore, but the quiet town will give you all the R&R you deserve in your retirement. Population: 18,406 Medium home value: $349,691 Perfect for: Retirees, and middle age Vero Beach is one of the safest beach towns in Florida that nested between the Atlantic and the Indian River.This hidden gem in Florida had 26 miles of gorgeous public beaches. The median home value in the city is $122,300 and youll pay around $1,069 in annual property taxes. What's harder is choosing the ideal tenants to occupy them. Ask our Retirement expert. If you want a town with people of diverse ages, though, New Hyde Park might fit the bill. The final city on our list of the best places to retire on the East Coast is another Delaware locale, New Castle. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. Livability score: 78. Laidback New Smyrna Beach is a peaceful beach community of 23,000 located in the northern portion of Florida's east coast. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. It takes 15 minutes to get to everything Myrtle Beach has to offer without having to worry about traffic and stuff.. If hunting for shark teeth wont keep the grandkids occupied, chances are nothing willbut you could always try taking them to the arboretum or Historic Venice Train Depot, or take them for a boat ride. Leisure World, a gated retirement community located just 12 minutes from the sands of Seal Beach, offers some serious deals. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. For those working in finance, this city may be the best choice. Are you confident in your retirement savings? America's gold stockpile has fueled curiosity and conspiracy theories. Most folks probably dont imagine spending their beachy retirement huddled up under layers of sweaters and blankets, but theyre missing out. Ogunquit is said to have the prettiest . Seniors age 65 and over make up 18% of the population. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. Jim Barnash is a Certified Financial Planner with more than four decades of experience. Known for its boardwalks, casinos, and beaches, Atlantic City is the place to choose if you want the high life within a short distance of some of the most beautiful stretches of coastline along the Jersey Shore. Best beaches in North Padre Island: Malaquite Beach - Lovely beach with changing facilities, outdoor shower, and covered picnic areas. The town itself has a tax burden of 18.90%, the second highest on this list. 10. Average Annual Salary: $55,710. As a retirement town, Lewes has lots of draws, including no sales tax and the third lowest real estate tax area in the country. Deerfield Beach, Florida. Finding the most affordable city or town for a beach home on the East Coast is down to more than just property prices, so its impossible to pick a single One-Size-Fits-All Town. New Castle is third in terms of retirement communities with 3.72 per 1,000 residents. In order to uncover the research, the team at Showers To You ranked over 50 locations on a variety of factors including average house prices in . Get matched with a financial advisor today at Datalign and get on the path to financial success. You, too, can be the Prince of Bel Air the one closer to the Atlantic than the Pacific, that is. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. Whether you prefer white sand beaches or majestic mountain ranges, read on to discover the best places to retire on the east coast. Great Neck also comes in second in terms of retirement communities, with 3.76 per 1,000 residents. Shocker, right? You can take a motorized kayak down the Indian River, go horseback riding on the beach or check out the historic waterfront downtown area for shopping, dining and more entertainment options. Part of Mississippi's "Secret Coast," Ocean Springs is a beach town that features white, soft sand and a vibrant downtown, packed with boutiques, music and great restaurants. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. Chances are you already know the country's most famous beach destinations . It has got a population of over 13,000 people, a third of whom are above the age of 65. In addition to its proximity to Naples, Pelican Bay is less than an hour from Fort Myers and only two hours away from Miami. The content provided on MoneyWise is information to help users become financially literate. 1. There are many long white beaches, some quite hidden and far from the crowds of the boardwalks and the main beaches. Looking to buy a home in California? Average Annual Salary: $52,970. Unique View: The quintessential fishing village of Cape Porpoise, Maine. Jacksonville and Myrtle Beach have affordable beachfront property areas. Year-round homes start around $350,000 and reach nearly $4 million. The Best Secret Beach Towns in Mexico. Kiawah Island, South Carolina. The tax burden in Exeter is low at just 11.3%. Sarasota, with its pristine Gulf beaches, cracked its way into the top towns thanks to its high number of doctors' offices (12.4) and recreation centers (3) per 1,000 people. Welcome to Coastal Dream Life, a website dedicated to helping you achieve your dreams of white sandy beaches and fresh ocean breezes in style. If you have never been to this area it truly is beautiful. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. 1. Over 22 miles in fact. These spots are livable, picturesque, and inviting. This is not a typo: Southern California does, in fact, boast affordable retirement homes right near the coast. If you love beach towns, then Jacksonville might be one of the better options for you. The current median house listing price is $210k. Thats towards the bottom of this list, but its still a decent portion of older people if you thats important to you. With the draw of the water (Fairhope is on Mobile Bay) and a downtown with unique restaurants and boutiques, it's one of the best places in the state, maybe even in the whole country, to retire. Cape Coral was named one of the top 25 places to retire by . With a presale inspection, a home inspector will visit your property before you put it on the market. Bay St. Louis lures visitors and new residents with its inviting downtown and easy access to community gathering spots, like local art galleries and restaurants. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. . The beaches are long strands of white sand, offering perfect coastal views. Smallbones // Wikimedia Commons #15. That means you can expect to be surrounded by people of a variety of ages if you retire here. Median Home Price: $247,112. 2. And youll pay around $1,009 in annual property taxes and $455 in monthly housing costs. There are currently more than 74 million boomersof which 10,000 per day are hitting age 65, according to the Pew Research Center. Rehoboth Beach, Delaware. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. Curb appeal is important, but it's also about safety. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. As a leading port, the headquarters of four Fortune 500 companies, and a banking industry legacy, Jacksonvilles median household income is $54,701. The median home value is $168,600, property taxes will cost you around $1,567 each year and housing expenses come to about $870 a month. Its tax burden is towards the middle of this list at 16.7%, and it comes in fourth in terms of medical centers with 15.55 per 1,000 residents. The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. With delicious food and growing wine culture, a remnant of French occupancy, world-class beaches, and some of the friendliest and most peace-loving locals you will meet. One of the east coast cities that often gets overlooked but is well worth a visit. You kind of have the best of both worlds [in Murrells Inlet] if youre looking for a nice, affordable area to retire to, says Jeremy Jenks, vice president of sales at Keller Williams The Trembley Group. In Canton, not only do you have a high livability score, but monthly grocery cost is only $407.30 and $399.92 for healthcare, lower than the national averages. Consider cost of living and your love of the outdoors if you're thinking about a move to Seattle. Its also near Lake Lanier, a reservoir where you can boat, swim and enjoy the beach. Canton, Georgia. However, unemployment is high, so this may be a better bet for those who can work remotely. Seaford doesnt fare as well when it comes to retirement communities, though, as its 0.14 retirement communities per 1,000 residents puts it near the bottom of this list in that metric. Ah, Florida: warm weather, beaches, and no state income tax. Set out on a sailboat, book a tennis lesson, breeze along biking trails, explore the boutiques, or nab tickets for concerts and festivals to make the most of retirement in this South Carolina paradise. People enjoy it.. Transplants relish the island's quiet beaches, which are bounded by rolling dunes and sapphire waves. They include this three-bedroom on the water for $275,000 and this two-bedroom cottage for $219,000. The average of the cities on our list is $1,066 per month. It also has the fourth-fewest medical centers per 1,000 residents, though 7.27 medical centers per 1,000 residents is still not a bad number overall. If you need to break or get out of a lease, this is what you need to know. Kyle Valenta October 27, 2017. It's a hidden gem located along the Atlantic Ocean coast. With that in mind, here are the top 10 best places to retire on the East Coast. In minutes, you can connect with a local or remote advisor and get a free initial consultation. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. 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