My submission would be that even if there is there is no reason why the Court should not injunct the First Defendant from using it. The beneficiaries named were the widow, children and remoter issue of the settlor. National Westminster Home Loans Ltd. Nationwide Building Society. In 1989 they granted a charge by way of legal mortgage over the property in favour of the appellant bank (N). Paragraphs 4 and 5 they are to sell the stock. The cases linked on your profile facilitate Casemine's artificial intelligence engine in recommending you to potential clients who might be interested in availing your services for similar matters. True it is that Mr Hunter owns the cattle, the bank does not own the cattle and does not have a security interest in the cattle. Clause 8.1.A reads: "The seller will sell the property free from incumbencies other than any matters other than the charge contained in the land registry entries." 62. Part payment will be paid up-front with the remainder being paid in 12 months' time, which would have to be on a second charge basis. 4. Mr Hunter was represented by counsel; Mrs Hunter was not represented by a legal representative. The plaintiff was the remainder beneficiary under the will trust of her grandfather, who died in 1922. 40. By Stuart Littlewood. John Trenberth v. National Westminster Bank [1979, Eng. It is possible this bank is of similar date and by the same architect. MR JUSTICE MORGAN: I think what I will do is I will shorten the time for you to serve an appellant's notice from 21 days to 14 days. I think in our earlier discussion of paragraph 5 I suggested that you put in, insofar as it is necessary, pursuant to section 13 just so that it ties in with paragraph 4. If Mr Hunter seeks to continue the conduct he will place himself in very grave peril of being put in prison for a period of time which will bring home to him the consequences of his conduct. 13. The clause provides that the Receiver shall be deemed to be the agent of the mortgagor. I mean, he is entitled to seek to get permission from the Court of Appeal where he will say that what has happened here has been grotesquely unfair, so I am not going to stop him saying things like that. Get 1 point on providing a valid sentiment to this It was acquired by the Royal Bank of Scotland in 2000. Under section 13 the Court has the power in relation to goods to which section 12 applies where it is shown that the bank would be entitled to sell the goods if it gave a notice in accordance with schedule 1 to the Act, the Court may then authorise the sale subject to such terms and conditions as may be specified in the order. Following Palk v Mortgages Services Funding, the court will not grant an order for possession for PB if Jakob is seeking sale of the property. They agreed, subject to a legal charge on . . That causes me to be a little circumspect about the reliability of the general statements made, not supported by documents which really ought to exist, in the letter of 29th July 2011. The judge adjourned the application to be relisted at the next available date after 20th July 2011.". It seems to me self-evident that the way forward here is to allow the contract of sale which Mr Hunter has himself made through the agency of the Receivers to go forward to completion. 37. Having set out the relevant facts, having identified the legal position under the various contracts which have come into existence, having informed myself of the way in which the jurisdiction under section 91(2) has been and should be exercised, in my judgment this does not begin to be a case in which the Court should intervene and upset the arrangements which have been brought into existence. But the land has been sold by contract to Mr Taylor's company. The auction contract identifies further terms which apply to this sale. At all material times the First Defendant, Mr Robert Hunter, has been the freehold owner of that land. Since the possession action began and since the possession order was made t here has rightly been a great deal of communication between the bank and Mr Hunter. FREDERICK ANDERSON GOODWIN, director, 6 Mar 2000 - 21 Nov 2008. 8. Working with your business. What matters more are the events of the 14th July of this year. The bank brought possession proceedings against Mr and Mrs Hunter. The battle was between which of the two of them should have conduct of the sale. Because he is unable to perform them they will not be performed and title will be available to be transferred to Mr Taylor's company. I have referred to the land which is the subject matter of the charge. That's correct? Millett LJ gave a short judgment agreeing with that of Phillips LJ and the third member of the court, Butler-Sloss LJ, agreed. That company was acquired off-the-shelf in around February 2007. Ordinarily the time limit for lodging appellant's notice is 21 days. The other differences between the two contracts favour the auction contract over the suggested position with K Hunter and Sons Limited. I don't understand the system, sir. Adam Billey. What do you say I should do? It identifies various heads of relief based upon difficulties which the bank says it has encountered because Mr Hunter has continued to keep stock upon the land and has failed to cooperate with efforts made by the bank to have the stock removed from the land. The contracts of 23rd February 2011 have not been completed. MR JUSTICE MORGAN: And if you get permission to make a complaint then they will hear the appeal. That state of affairs has come about because Mr Hunter has continued to act unlawfully by having his cattle on the land, no doubt seeking to make a nuisance of himself and no doubt hoping that he will interfere with the contract for sale in favour of Mr Taylor's company. Let me invite Mr Hunter to deal with that. Included for group value. You have had months, you have had chances, you have behaved the way the evidence shows. 72. Ch., Walton J. (2) There shall be entered in the register. designed by C. S. Nelson (Leeds) in 1895 for the London and Yorkshire Bank Ltd. Secondly, I will order that by a very early point, which will be 4 p.m. on Thursday, 24th November 2011, that Mr Hunter deliver to the bank and/or the Receivers all existing cattle passports and all other relevant documentation spelt out in the draft order that relate to the cattle. 47. Making that contract, as I say, does not take from him his equity of redemption. Privatbank 2. . If I'm going to be banned from my property how do I move the cattle? Mr Hunter, of course, will not be released from his covenant to pay the remainder of the debt. The contracts provided for the buyer to take the land free from the bank's charge. Should they be successful in Court, which is likely to take six months or more, their tenancies on Manor Farm, Pitchcott will inevitably devalue the properties by up to 50 per cent. 50. National Westminster Bank v Daniel: CA 1993 - swarb.co.uk National Westminster Bank v Daniel: CA 1993 The defence contained two contradictory grounds, and the defendant's evidence again contradicted the defences. Insofar as the bank seeks an order for sale under section 13 of the Torts (Interference of goods) Act 1977 the point made by Mr Hunter is first that the cattle which are on the land and which might, in breach of the Court orders, in the future be brought onto the land are not "goods" for the purpose of the 1977 Act. Once you create your profile, you will be able to: Claim the judgments where you have appeared by linking them directly to your profile and maintain a record of your body of work. I do not have any evidence to judge what the measure of damages might be, but that would be the legal consequence. Read the full decision in Ms A Willis v National Westminster Bank plc: 2205821/2020 - Judgment with Reasons. 5. I need to deal with those matters, albeit briefly. I do not have very much detail about the state of affairs in relation to the company, but Mr Hunter has told me at the hearing today that all of the shares are owned by Mrs Karen Hunter and that he believes that she is a director of that company. So if the amount which remains charged on the property is between 2.5 million and 3 million it is clear that Mr Hunter would not be able to take advantage of a contract to sell for 930,000 without the intervention of the Court. National Westminster Bank Plc v Hunter Law of Property Act 1925, s.91(2) - Mortgagor having continued interest in right of redemption - Conflicting contracts for sale - Whether mortgagee acted correctly in proceeding to sale by action - Applicability of remedy where sale contracted - Torts (Interference with Goods) Act 1977, s.13 - Order for sale of cattle Facts. The mortgagor put forward a number of reasons why the mortgagor should have conduct of the sale, one of those perceived benefits was that the mortgagor could remain in possession and resist an order for possession or the enforcement of an order for possession in favour of the mortgagee. He will have to get an appellant's notice drafted---. 91. It is not said that those sums were available to K Hunter and Sons Limited, I was told K Hunter and Sons Limited had no assets apart possibly from the benefit of the contract to which I have referred. I shall be asking the Court to make a direction under CPR 52.4 to be the period be seven days in this case. As I have indicated the contracts of February 2011 were not completed. Because, of course, first of all the application would be considered on paper and then Mr Hunter would have a possible right to renew his application orally. The defendant bought a house on mortgage with her husband. MR JUSTICE MORGAN: If there is a public footpath and if you come to court asking for this to be varied then that is entirely something you can do and the Court will react to it when it has the evidence on which to act. 1 - 3 National Westminster Bank. It is in your interests to get to the Court of Appeal. First of all, to bring the present unsatisfactory state of affairs to end I will make an specific order backed with a penal notice that Mr Hunter and anyone acting on his behalf must not enter upon any part of the property or move or bring any cattle or any livestock or other chattels onto the property. It is not said that any evidence as to the availability of funding beyond what was stated in the letters was provided to the bank before or on 14th July 2011. The case of National Westminster Bank plc v Lucas and others Re Estate of Jimmy Savile (deceased) ([2014] EWHC 653 (Ch)) involved a dispute between the Executors and the Trustees of the charitable Will Trust. Bank) G. V. II. National Westminster Bank PLC. Ethan Crane . That would have left a balance of 2.5 million, which I am told in the course of argument has risen further by reason of fees and charges being added to the principal debt. Swift codes also known as BIC Codes is a unique bank identifier used to verify financial transactions such as a Bank Wire Transfer. Thereafter she was absolutely entitled to the . NB v. London Borough of Haringey, [2011] EWHC 3544 (Fam); [2012] 2 FLR 125; [2012] Fam. 46. As the charges are in the same terms it will suffice if I refer to one of them and I will refer to the charge of 6th July 2006. No, sir, I think the Court's been unfair and unjust, sir, and I think there are factual statements that I've made, sir, today that have been misinterpreted and also the second application is whether you've given the power to stop me seeing my cattle that the bank has no charge, I don't believe this Court has that power, sir. Jul 2021. IBAN Mandatory Although, IBAN can be used for domestic payments in the UK, currently, it is not mandatory. The bank has prepared a draft order which has been considered in the course of submissions today. 58. Law 512, FREDERICK INGLIS WATT, director, 4 Sep 2000 - 31 Jan 2006. 84. My offer will remain open up to 5.30 p.m. today on a refinancing of the deal by yourselves for 12 months. If it sued Mr Hunter for specific performance of that contract it would prima facie be entitled to it certainly so long as Mr Hunter remains the owner of the land. National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd In National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd [1972] AC 785 it was held that an agreement between a bank and its customer that the debit on one account could not be set off against the credit on another account was void. 41 Lothbury London EC2P 2BP United Kingdom (071) 726-1000. 6 bay facade. MR JUSTICE MORGAN: You do not want an order for costs? 13. Mr Hunter replied by an e-mail received at 14.07 on that day. So that is the order. Pursuant to the negotiations with Mr Hunter on 14th July 2011, some at least of the purchase price, perhaps a substantial part of the purchase price, was to be postponed for a 12 month period. The tribunal held that the House of Lords decision in Westminster Bank Executor and Trustee Co (Channel Islands) Ltd v National Bank of Greece SA [1971] AC 945 remains the only decision that binds the lower courts on this point. MR JUSTICE MORGAN: And they will take effect whether you issue an appellant's notice or do not issue an appellant's notice. By Clause 4.3 the bank is given the power to appoint a Receiver. The contracts of February 2011 provided for Mr Hunter as seller to sell the land to K Hunter and Sons Limited for 930,000. 86. That was made on 23rd February 2011. The leading authority which identified the potential of the sub-section is the decision of the Court of Appeal in Palk v. Mortgage Services Funding Plc [1993] Ch. 64. Please log in or sign up for a free trial to access this feature. MR JUSTICE MORGAN: Right. - but doesn't want them to do that. As the months went by the bank considered what course it should take and at some point it considered it should sell the land by auction in a conventional way. 53. This time the contracts provide for the property to be sold for 1.55 million, but the debt secured by the charge over the properties is again, roughly speaking, 2.5 million to 3 million. A hearing took place on 13th July 2011 at Aylesbury County Court to require the cattle to be removed. The other matter concerns the way in which the payment was to be made. MR JUSTICE MORGAN: Paragraph 3 is you are to deliver everything up. MISS WINDSOR: No, because the consequence of that is [inaudible]. They are currently members of the Amateur Football Combination . I will return to the circumstances in which the Court might or might not make such an order after I have considered the effect of the various contracts which have been entered into. National Westminster Bank. On the other hand, Mr Hunter, who is a stock farmer, has left upon the land a number of cattle, I think some 90 or so, although as a result of recent developments the number of cattle on the land today I understand is 3 cows. MR JUSTICE MORGAN: My understanding is that you do not need permission from the Court to attach a penal notice, it is a matter for you. 23. There was some description of some matters in relation to the land which I have been shown as follows. The Claimant claimed damages . 52. In this context Miss Windsor cited a passage from Fisher and Lightwood's Law of Mortgage, 13th edition, paragraph 30.38. Mr Taylor will therefore get what he has contracted for, he will pay 1.505 million for a freehold free from the charge. We need to discuss the detail of the Court order, we need to discuss costs and we need to discuss Mr Hunter's application, which I apprehend he may wish to make, to have permission to appeal. Miss Windsor in the course of her submissions said that the debt and charges etcetera amounted to some 3 million. Citations: [1985] 2 WLR 588; [1985] AC 686. MR JUSTICE MORGAN: I think in the circumstances I am minded to say the letter should be returned to you signed by 4 p.m. tomorrow. Bank. Apart from the change to the date there does not appear to be any other change to the contract relating to land at Kirkdene, the price there remains 7,500, the deposit remains 1. Interact directly with CaseMine users looking for advocates in your area of specialization. It is only if one takes into account both contracts that one gets an aggregate price of 1.55 million. Facts [ edit] A testator died in 1922 and named his widow, two sons and wives and one grandchild as the beneficiaries. My improved offer of 1.550 million to be paid in 12 months is clearly above the guide price set by Allsops and well in excess of the 1.375 million valuation by Savills. The powers of the Receiver are spelt out in Clause 5 of the charge. I do not know if I have power to stop you attaching a penal notice, but whether I am right or wrong about that, this is an order the Court makes, it is a mandatory order, which is slightly different from a negative order, but penal notices can attach to a mandatory order. MR HUNTER: Do you have the power to ban me from public footpaths? National Wesminster Bank PLC. I don't know, sir, but you tell me. It is pursuant to an application notice of 21st October 2011. 2. MISS WINDSOR: I invite you to make the order as drafted, save at paragraph 3 (ii) be replaced by some machinery for Mr Hunter to sign the draft as handed up to your Lordship instead. Lanre Akanni. There is an effective contract by Mr Hunter to sell to Mr Taylor's company. If one adds the two figures in the two contracts together one gets the aggregate of 1.55 million. MR JUSTICE MORGAN: I am making an order that you do not go on that land. Here's a classic example of the false and self-deluding nonsense that passes for peace efforts in the Holy Land. MR JUSTICE MORGAN: Some of these orders are going to take effect immediately, some are going to take effect tomorrow. 68. MR HUNTER: So what are you asking for? Let me see what Mr Hunter says about those two matters and his application for permission. National Westminster Bank Football Club is a football club based in Beckenham, England. Also taking into account that I am still in possession of Manor Farm, Pitchcott, proof of funding can certainly be provided for a part payment up-front with a second charge in 12 months' time and I am happy to negotiate a figure with yourself that would acceptable to the bank and to myself. Mr Hunter, I am asked to make an order in detailed terms. Southwark Crown Court. MR JUSTICE MORGAN: There is a Court of Appeal. MR JUSTICE MORGAN: There is something before that, is there? MR JUSTICE MORGAN: You are not being given the opportunity to move the cattle, as I understand it. MR HUNTER: Well, I'm not sure, sir, I've got to take legal advice after this hearing. A charge over book debts in a debenture which required the proceeds of the book debts to be paid into an account with the bank but placed no restriction on the use that could be made of the balance on the account thereafter was a floating and not a fixed charge, Siebe Gorman & Co Ltd v Barclays Bank Ltd (1979) 2 Lloyd's . Get 2 points on providing a valid reason for the above MISS WINDSOR: I am instructed to ask for the standard order for costs to be assessed if not agreed. GBX. MR HUNTER: Sir, do I understand you correctly, sir, what you just said that I can actually appeal against what you've just said; is that correct? The contracts appear to be in essentially the same terms apart from the identity of the land and the price. In particular, part of Kirkdene has been sold. Coordinates Latitude: 53.4064 / 5324'23"N Longitude: -2.9913 / 259'28"W OS Eastings: 334197 OS Northings: 390410 OS Grid: SJ341904 Mapcode National: GBR 72N.YW Mapcode Global: WH877.0MVY Plus Code: 9C5VC245+HF Entry Name: National Westminster Bank Listing Date: 28 June 1952 Grade: II* Source: Historic England Source ID: 1205939 MR JUSTICE MORGAN: I think the position is this, that the bank and the Receivers, for reasons that appear to be good ones, have given up on you, Mr Hunter. The particulars of sale referred to the land. 35. National Westminster Bank plc - Branch Network. Mr Hunter, under the rules you have 21 days to serve an appellant's notice. National Westminster v Morgan [1985] AC 686 by Will Chen 2.I or your money back Check out our premium contract notes! At this hearing that is the only document before the Court which gives any information about the possibility of funding to K Hunter and Sons Limited in relation to a possible purchase of the land for 1.55 million. Public Company Incorporated: 1968 Employees: 110,000 Assets: 98.64 billion (US$178.4 billion) Stock Index: London New York Tokyo National Westminster Bank (NatWest) was created in 1968 by the merger of three major banks all established in the early 19th century: the District Bank, the National . MISS WINDSOR: It may be that my instructing solicitors will apply for the transcript, but they cannot apply to the Court of Appeal for an expedited hearing until such time as the appeal is underway. Main Road. I have referred to that letter on the question of funding because the question of funding was raised in the communications between the parties prior to the auction in this case. Hudson v Secretary of State for Social Services, Jones v Secretary of State for Social Services [1972] 1 All ER 145, [1972] AC 944, [1972] 2 WLR 210, HL. Citation. Whether that came before the other contracts of 14th July or after it in my judgment makes no difference. MR JUSTICE MORGAN: And even if I do not give you permission to go to them you are free to go to them and tell them all about it and they will do what is appropriate. MR JUSTICE MORGAN: Right. It is some considerable time since the Receivers have been appointed and they have acted as such during that period of time. Mr Hunter may be right that in the past and up to today he has been in control of the cattle because he has continued in breach of the Court orders to trespass on the relevant land and tend to the cattle. Their payments fell into arrears and the building society started proceedings for repossession. I assume any potential bidders are aware of the above information as they should be. [1977] A.C. 1, and Hunter v. Chief Constable of the West Midlands Police [1982] A.C. 529 are obiter indorsements of obiter dicta, so far as the vital words are concerned, and only Lord Hailsham of St. Marylebone . Shares were issued on the sending of the allotment letter, not when the shares came to be registered in the company's books. The bank replied in these terms: "Given the proximity of the property being offered for sale at auction, I do not propose to consider your proposal today. It is an autonomous publicly-held company still trading under the NATWEST, NATIONAL WESTMINSTER and NATIONAL WESTMINSTER BANK marks but is now a fully-owned subsidiary of the Royal Bank of Scotland Group. In that correspondence it seemed to be common ground that K Hunter and Sons Limited or Mr Hunter were not in a position to pay the full amount of the purchase price at or around that time, indeed it would be necessary for an unspecified part of the purchase price to remain outstanding on mortgage for 12 months. We pride ourselves on our independence, and our human touch. We have discussed paragraph 3. MR JUSTICE MORGAN: ----and he will have to draft some grounds of appeal. England and Wales. The contracts of 23rd February 2011 separately relating to land at Manor Farm and land at Kirkdene have had the dates of the contracts on the cover sheet and within the body of the contract changed from 23rd February 2011 to 14th July 2011. The contact provides for a 10 per cent deposit, 150,500. However, at the hearing Mr Hunter has referred to a subsequent letter dated 29th July 2011 from UK Farm Finance Limited to K Hunter and Sons Limited.
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