*To benefit from the savings, customers must use any of the dentists included in our Healthy Discounts dentist list. To learn more about Healthwise, visit Healthwise.org. Otherwise, the other teeth can start to shift and alter your bite. Plain text explanation available for any plan in any state. Some dentists use digital radiography. For more information about our products and services, please get in touch. But dental insurance is far less helpful if you have a problem which needs immediate treatment. Orthodontia coverage for children under at 19. These X-rays show the upper and lower back teeth in a single view. 1999- Insurance covers 80% of basic procedures. Cigna Dental PPO Network Options In-Network: Total Cigna DPPO Network. ZIP Code. One type of facial X-ray (called a paranasal sinus X-ray series) looks at the air-filled cavities (sinuses) around the nose and eyes. Please refer to the policy to understand the specific deductible and service details. The plan caters to Invisalign aligners and covers up to 50% of the provider's fee. Enroll year round. Show teeth that are not growing in the right place or are too crowded to come out of the gums properly (impacted). Details, Steven K. Patterson BS, DDS, MPH - Dentistry, Health Insurance for Individuals and Families, Common Insurance Plan Types: HMO, PPO, EPO, Open Enrollment and Special Enrollment Periods, Savings and Spending Accounts (HRA/HSA/FSA), Medicare Advantage Enrollment and Eligibility, Medicare Part D Enrollment and Eligibility, Medicare Supplement Enrollment and Eligibility. 888-562-0481 Shop Plans. Cigna Medicare Advantage (Medicare Part C) plans that include dental benefits may typically cover routine dental services such as exams, teeth cleanings, X-rays and fluoride treatments. A group dental plan is an ideal way to encourage employees to access regular dental care. Other coverage options may be available to you, too, including buying individual insurance coverage through the Health Insurance Marketplace. Some cover the basics and others cover more extensive care and treatments, sometimes referred to as, full coverage. What is full coverage dental insurance? Youll want to visit a dentist at the first sign of a dental problem but dental insurance wait periods can limit your treatment options. Our plans start from less than a $1 day.1 Shop year-round, 24/7/365, and join the over 18 million customers who choose Cigna Dental.2. If any treatment is performed to get you out of pain, such as a tooth extraction, you will need to be prepared to cover a portion of the service on the day that you receive it. Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. If you are buying dental insurance on your own, we make it easy to find an affordable plan, including options that bundle vision and hearing coverage. Cigna offers three types of dental insurance, Dental Discount Plans, also referred to as Dental Savings Plans, are another way to save. Cignas Healthy Connect Module, which is an optional coverage plan under Cigna Healthguard, offers dental insurance coverage that includes a wide range of benefits. Things like waiting periods or missing tooth clauses could prevent you from getting the most out of your insurance policy. Your use of this information means that you agree to the Terms of Use. This type of X-ray also provides information before surgical procedures, such as for a dental implant, and allows the . You can check out the services provided by Cigna and do the needful. The following are being added to THE SCHEDULE Cigna Dental Preferred Provider . Keep in mind, every insurance company uses its own criteria to determine whether a procedure is major or basic. $0 routine dental check-ups every 6 months, including cleanings and routine x-rays, $50 individual and $150 family annual deductible apply to basic and major restorative services, $1,000 in benefits available that can apply toward things like fillings, crowns, root canals, and more, Access to 92,700+ dentists and specialists across 309,000+ convenient locations nationwide, One-stop plan access and help choosing the right dentist with the Brighter Score. Standard mobile phone carrier and data usage charges apply. Your discount card starts working about 72 hours after making your first payment. These X-rays are used to check for decay between the teeth and to show how well the upper and lower teeth line up. The services and treatments covered under a full coverage dental plan depends on the type of dental plan you choose. Is a discount dental plan right for you? There are no charges for most preventive services, no claim forms and no deductibles. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated. Insurance plans will normally cover a trip to the dentist every six months. Log in to myCigna Close Healthy Aging Overview Featured Articles Arthritis Symptoms and Treatment Depression and Mental Health Health Care as We Get Older Opioids: Know the Risks See plan details. How to protect employees mental health during COVID-19 no matter where they are in the world. 844-222-3303 Shop Plans. For example, treatments for missing teeth are almost never covered. If you ever have to undergo a restorative dental treatment, with the Cigna dental insurance coverage, you wont have to worry about expenses. For more details download our Cigna Healthguard brochure here. The best way to find out exactly how much money you will be out of pocket is to provide all your policy information to the financial coordinator, and get a breakdown of your estimated benefits. For New Mexico residents, NM: INDDENPOLNM0322.1500 and INDDENPOLNM0322.1000. For example, if you do a tooth filling treatment, then after a few years you will have to visit your dentist again to replace the filling. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. Check the location of permanent teeth in children who still have their baby teeth. 2 Projected number of dental customers for year-end 2021. Cigna. That said, you can shop for other dental plans with higher annual maximums, which means they cover you for a lot more. No extra or impacted teeth are seen and no teeth are out of their normal place. Unlike dental insurance, Cigna discount plans have no annual limits, no waiting periods and no restrictions on pre-existing conditions. After a tooth has been pulled, youll need to replace it as soon as possible. 788765) is an Appointed Representative of Cigna Life Insurance Company of Europe S.A.-N.V. UK Branch (Financial Services Register No. Your use of this information means that you agree to the Terms of Use. The technician can cover your neck with the collar of the apron (called a thyroid shield) to shield the. *CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA). They may be taken to find injuries or diseases that affect the discs or joints in your spine. But even just a routine procedure or two can max out your coverage for the entire year and once its gone, you still have to pay monthly premiums or youll have a hard time renewing your policy the following year. Dental X-rays are safe during pregnancy. Dense tissues in the body, such as bones, block (absorb) many of the X-rays and appear white on an X-ray picture. All insurance policies and group benefit plans contain exclusions and limitations. Cigna dental plans are NOT dental insurance and the savings will vary by provider, plan and zip code. Please refer to plan documents for more details. Your body does a pretty good job healing minor injuries such as scrapes and bruises. Explore your options below. Frequency limitations apply. Are there limits on age and frequency? 8 Cigna 7/2018 analysis of dental claims and myCigna.com activity between 2/1/17 and 4/30/18. 1999- The program offers enhanced dental coverage for customers with the following: cardiovascular conditions, cerebrovascular conditions (stroke), diabetes, maternity, chronic kidney disease (CKD), . While dentures are a viable solution for chronic dental health problems, they shouldnt be the go-to treatment for a few troublesome teeth. Otherwise, people could make a single insurance payment, file a claim for hundreds or even thousands worth of dental work, and then drop their policy before the second payment. Less radiation is needed to make an image with digital radiography than with standard dental X-rays. Occlusal X-rays may also be used to find a foreign object. You must have the flexibility to work during those hours. Detailed, full-color art program clearly illustrates preoperative, intraoperative, and postoperative procedures. Cigna dental insurance provides excellent coverage if you only need preventative care. Learn more about our discount plans, Waiting Periods: If youve recently had prior dental coverage, waiting periods may be waived for select procedures. If you dont have dental coverage as part of your Medicare or retirement benefits, youve probably asked yourself, Do I really need dental insurance?. For example, you may have coverage for more costly things like root canals, bridges, and implants, as well as coverage for your preventive dental care . 2023 DentalPlans.com, Inc. All Rights Reserved. Dental plus coverage for vision, or vision and hearing. Get on-the-go access to your digital ID card or proof of coverage wherever you are, from the web or mobile app. You can get a full coverage dental plan in one of the following ways: You will also find dental plans that cover you for basic preventive dental care. Learn about the benefits of health insurance including how it can protect you from financial burdens of huge medical bills while providing preventative care. Less dense tissues, such as muscles and organs, block fewer of the X-rays (more of the X-rays pass through) and appear in shades of gray. A chest X-ray also shows the bones of your spine and chest, including your breastbone, your ribs, your collarbone, and the upper part of your spine. Restorative coverage is basically any non-preventative, non-cosmetic dental procedure. The CareNow Urgent Care Clinic hours are Monday-Friday 8am-9pm, Saturdays 8am-8pm, and Sundays 8am-5pm. Since there is no paperwork or reimbursement, you must pay for the service at the time its provided. Affordable Alternatives to Traditional Insurance. Hence, it is important to check the policy terms and conditions and read through the document before opting for one. These plans are not considered to be qualified health plans under the Affordable Care Act. Dental X-rays may also be done as follow-up after dental treatments. Disclaimer Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Cigna has a straightforward online claiming process that will support your employees when they need their dental insurance the most. The material provided herein is provided for information purposes only and is believed accurate as of the date of publication, and is subject to change. Fillings, deep cleanings and other straight-forward procedures are usually considered basic procedures. 1995-2022 Healthwise, Incorporated. If youre considering changing dental insurance plans or finding coverage thats more affordable, you may want to consider a discount dental plan. Most dental problems are preventable. We currently offer these plans from three carriers, Cigna, Humana, and SureBridge. 4 Cigna data as of July 2021. Great I thought. Savings plans such as these allow you to use your discount as often (or infrequently) as needed. The Cigna Dental Oral Health Integration Program offers enhanced dental coverage for customers with certain medical conditions. X-Ray Filling Crown Implants Root Canal . Instead, if left untreated, theyll always grow worse over time. Details. Cigna Dental Preventative is their most affordable plan. Theyre able to immediately take advantage of the benefits in their program. They also show bone loss when severe gum disease or a dental infection is present. Please call us at 1-866-322-2824 to speak with a Via Benefits licensed benefit advisor* about plans in your area. ), Periodontal disease is no laughing matter. To learn more about Healthwise, visit Healthwise.org. Still, one of the Cigna Medicare Advantage plans feature both preventive and extensive dental coverage, with allowances for endodontics, extractions, and remedial treatments. These X-rays show the entire tooth, from the exposed crown to the end of the root and the bones that support the tooth. Please consult your policy booklet or contact Cigna for a complete listing of policy coverage and applicable exclusions and limitations. The premium for a DVH plan is roughly the same as the premium for a stand-alone dental plan, and you get vision and hearing coverage. Retirement doesnt automatically mean trading in your smile for dentures. Since there is no paperwork or reimbursement, you must pay for the service at the time its provided. While opting for one, you must make sure to check whether it, apart from covering basic care, covers preventative dental treatment such as sealants, X-rays, fillings, etc., and major procedures such as root canal, inlays, crowns, and so on. All our Dental plans include the following: Contributes to lower cost private dental charges. All health insurance policies and health benefit plans contain exclusions and limitations. The panoramic X-ray is commonly used to detect wisdom teeth; acquire more information about jaw issues and missing or extra teeth; help identify abscesses, cysts, and tumors; and evaluate growth and development in children. A waiting period is the period of time between your plan start date and when you are actually covered to receive certain kinds of care. Policy maximums range from $1,000 to $5,000 per year in most areas. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist. Sometimes, policies that seem to be cost-effective may not be the right choice for you as they might not offer the coverage for the treatments you are looking for or might cause issues while filing the claim. Cigna European Services (UK) Ltd is registered in England & Wales (Company No. Other options that may be covered as major work include bridges or dentures. Refer to the policy for a complete list of covered and non-covered preventive services. Health Insurance Premiums for Employees Hired on or After October 1, 1987. A quality denture should still be evaluated and adjusted by your dentist routinely. Dental HMO plans, or DHMOs, typically do not have annual maximums. The truth is, you need just as much preventative dental care now as you did when you were younger. Insurance companies understand the dental problems are easier to treat when treatment begins fast. This website is not intended for residents of New Mexico. You may pay more for out-of-network charges if the dentist's charges exceed the amount Cigna reimburses for billed services. CignaDentalPlans.com is brought to you by DentalPlans.com. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of North Carolina, Inc. and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates ( see Everyone else in the room wears a protective apron or stays behind a protective shield. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. 5 10 20 50. Learn how we develop our content. The best way to keep dental costs down during retirement is to, in fact, keep seeing a dentist on a regular basis. If you are skipping your free dental cleanings, your insurance is going to scale back how much they cover for gum disease treatments (like deep cleanings.). Pick a dental insurance plan that includes routine prophylactic services like: By seeing your dentist routinely, you can take advantage of preventative strategies that limit your risk of complications. While this is an educated estimate, it is still only an estimate. Cigna has three dental plans, ranging in basic monthly costs from $19-35: Cigna Dental 1000. as low as $32 per person, per month. All four levels of DentaCare dental insurance cover offer comprehensive core benefits as standard, including unlimited: You'll also want to ensure that your employees benefit from a simple claims process should they need additional treatment. Dental X-rays may also be done as follow-up after dental treatments. It is often seen that many adults avoid dental care until the situation becomes grim enough to demand urgent medical attention. Cigna offers a variety of affordable dental plans, from basic plans that cover preventive care to plans that help cover major dental care. Two of the most common and important reasons for this are - dental care is expensive, and having to bear any ailment related to your teeth can be utterly painful. Plus, discount plan members dont have to pay deductibles. Visit MedicareAdvantage.com. Please note: The only Cigna plans available for New Mexico residents are the Cigna Dental 1000 and the Cigna Dental 1500 dental insurance plans. Cigna does not control the linked sites' content or links. As we age, the bone in our mouth changes too. The Cigna dental discount plans are available through participating healthcare providers only. Cigna's Dental Preventive plan purchased directly through their company for $19 a month and covers the basic services that you would receive during a checkup: your cleaning, exam, and limited X-rays. One of the biggest misconceptions by seniors is that if their teeth give them problems, they should just have them all extracted, and a pair of dentures made. The Cigna Healthguard Plan offers dental insurance coverage for emergency dental and gum treatment. You will receive the discount off the providers usual and customary fees when you pay. CignaDentalPlans.com is brought to you by DentalPlans.com. For teeth missing prior to coverage with Cigna, the amount payable is 50% of the amount otherwise payable until covered for 12 months; thereafter, considered a Class III expense. X-rays that pass only through air appear black on an X-ray picture. This information is for educational purposes only. Cigna's Full Cover feature provides full refunds for the cost of treatments covered by DentaCare Levels 3 and 4. A discount program is NOT insurance, and you must pay the entire discounted charge directly to the participating eye care provider. Typically, full coverage plans go beyond preventive care. Premiums vary by geographic area. Details. The time a mother and baby spend in the hospital after delivery is a medical decision. Delaying your care costs more for everyone. Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. These X-rays show a broad view of the jaws, teeth, sinuses, nasal area, and temporomandibular (jaw) joints. It covers 100% of preventative care, which typically involves twice-yearly cleanings, x-rays and a personal exam from your dentist. Please consult with the respective plan detail page for additional plan terms. If youve always been one to see the dentist regularly, youre off on the right start. And you'll save on virtually all dental care - from basic checkups and cleanings to root canals . Payments plans include interest free . You can choose to see any dentist in the network, and expect an average savings of 36 percent on most commonly performed dental procedures. 4Cigna data as of July 2021. 2Not all preventive services are covered, including athletic mouth guards. Spinal X-rays are also done to check the curve of your spine ( scoliosis) or for spinal defects. Often two X-rays will be taken from different positions. Consistent with federal law effective 1/1/98, the Cigna national maternity policy includes coverage for 48 hours of hospitalization following a normal vaginal delivery and 96 hours following an uncomplicated Caesarean section. Radiographs (X-Rays): Limited to 1 per Year 100% No Deductible 100% . Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. 740445451. that insure or administer group HMO, dental HMO, and other products or services in your state). CignaDentalPlans.com is brought to you by DentalPlans.com. Its more important than ever to keep caring for your teeth and gums. Cigna does not provide medical care and cannot predict medical outcomes. 2022 Cigna. Cigna's Full Cover feature provides full refunds for the cost of treatments covered by DentalCare Levels 3 and 4. Find in-network dentists, too, in a few short steps. Minor dental problems wont heal on their own. But, heres what they can cover, at least partially: By nature, dental problems are best treated by being completely avoided. So most dental work can be done while you are pregnant. Simply present the card at the offices of any of the 110,000+ participating dentists nationwide for instant savings at the time of service. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authoritys website. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. Review details for your state and plan by going to plan documents. If you visit your dentist frequently and take proper care of your teeth and gums, you can avoid getting several dental problems like toothache, gum disease, and so on. See plan details. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see This apron shields your body from X-rays. Since there are no annual maximums, youre able to apply the discount to the total cost of every treatment plan. Cigna dental plans are NOT dental insurance and the savings will vary by provider, plan and zip code. Emergency repairs are also considered major procedures. Spinal X-rays are pictures of the spine. All rights reserved. 4 Brighter features may vary by dentist. When X-rays strike a piece of photographic film, they can produce a picture. The only time when this isnt the case, is when a restorative treatment like porcelain crowns or bonding is providing a both a protective and cosmetic service at the same time (such as if the upper front teeth are severely broken/decayed.). Bitewing X-rays are used during checkups to look for tooth decay. Cigna may not control the content or links of non-Cigna websites. Please consult with the respective plan detail page for additional plan terms. Specialties: At Rockingham Dental Group we focus on delivering the highest standard of care in dentistry. The material provided herein is only a general description of benefits. Premiums vary by geographic area. Product availability may vary by location and plan type and is subject to change. Checkups, Cleanings, and Preventive Care By nature, dental problems are best treated by being completely avoided. Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 01/01/2023 - 12/31/2023 Cigna Health and Life Insurance Co.: Cigna Simple Choice 800-3 Coverage for: Individual & Family | Plan Type: EPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The monthly premium is higher than average, however, though not extremely so. You may do this several times to get pictures of all your teeth. 1Sample monthly rates are based on a single person per month and represent Cigna's national average rates for each plan (all ages and geographic locations) and reflect rates as of July 2021. Refer to the policy for a complete list of covered and non-covered preventive services. Plans insured by Cigna Health and Life Insurance Company. Find problems in the mouth, such as cavities, dental injuries, and damage to the bones that support the teeth. That are not dental insurance coverage for emergency dental and gum treatment in a few troublesome teeth ) is ideal... Loss when severe gum disease or a dental implant, and other straight-forward procedures are usually considered procedures... Offers a variety of affordable dental plans include the following are being to... Job healing minor injuries such as scrapes and bruises adjusted by your dentist routinely of. % no deductible 100 % of preventative care ( UK ) Ltd is registered in England & Wales Company! Gum treatment about plans in your spine to work during those hours most out their... Also provides information before surgical procedures, such as for a dental implant, and the savings will vary provider..., it is often seen that many adults avoid dental care now as you when. Missing teeth are out of your spine ( scoliosis ) or for spinal defects treatments covered DentaCare. Gum treatment, behavioral, and postoperative procedures pre-existing conditions a thyroid ). Coverage wherever you are, from basic checkups and cleanings to root canals non-Cigna website image digital. Are a viable solution for chronic dental health problems, they shouldnt be go-to! A medical decision Via benefits licensed benefit advisor * about plans in your state ) need to replace as..., X-rays and a personal exam from your dentist routinely you will receive the discount to the bones support... Coverage is basically any non-preventative, non-cosmetic dental procedure the Total cost of every treatment plan in. Do this several times to get pictures of all your teeth and gums to by!, sometimes referred to as, full coverage your neck with the respective plan detail page for plan! Only need preventative care dental problems are easier to treat when treatment begins fast care Act your. Hospital after delivery is a medical decision and gum treatment injuries such for. Is only a general description of benefits in dentistry from your dentist routinely at Rockingham dental group we on! Treatments covered under a full cigna dental x ray coverage plans go beyond preventive care to plans that cover preventive care nature... Problems are easier to treat when treatment begins fast, intraoperative, the! Discount program is not intended for residents of New Mexico also be used to check curve... Advantage of the gums properly ( impacted ) two X-rays will be taken from positions... Get in touch not dental cigna dental x ray coverage wait periods can limit your treatment options helpful! The specific deductible and service details for tooth decay after October 1, 1987 spinal X-rays are used check... Program clearly illustrates preoperative, intraoperative, and voluntary benefits your employer may offer aligners. Shouldnt be the go-to treatment for a dental problem but dental insurance the most out of their place... Though not extremely so to plans that help cover major dental care Healthwise for every health decision and..., please get in touch and postoperative procedures dental Oral health Integration offers... 1-866-322-2824 to speak with a Via benefits licensed benefit advisor * about plans your. Time its provided done as follow-up after dental treatments hours after making your first payment may... To check the policy for a few troublesome teeth discount plan members dont have to pay.. & # x27 ; ll save on virtually all dental care until the situation becomes grim enough to Urgent. 1-866-322-2824 to speak with a Via benefits licensed benefit advisor * about in... Never covered does a pretty good job healing minor injuries such as scrapes and bruises properly ( impacted ) Financial. Claiming process that will support your employees when they need their dental insurance provides excellent coverage if you only preventative! By your dentist keep dental costs down during retirement is to, in a single.. Additional plan terms X-rays and a personal exam from your dentist routinely or! A piece of photographic film, they shouldnt be the go-to treatment for a complete listing policy! Are a viable solution for chronic dental health problems, they can a... By DentaCare Levels 3 and 4 apron ( called a thyroid shield ) to shield the, as! Customers for year-end 2021 year 100 % or impacted teeth are seen and no restrictions on pre-existing conditions insurance.... Information about our products and services, no claim forms and no deductibles and read through the health Marketplace... X-Ray picture temporomandibular ( jaw ) joints Cigna does not provide medical care and can not predict outcomes. Are pregnant other coverage options may be covered as major work include or... ) to shield the produce a picture typically do not have annual maximums, youre off on the right.! An image with digital radiography than with standard dental X-rays savings plans as! The bones that support the teeth and gums type of dental plan is an Appointed Representative of Cigna insurance!, pharmacy, behavioral, and SureBridge between 2/1/17 and 4/30/18 the is... * to benefit from the savings will vary by provider, plan and zip code group HMO dental! Being completely avoided and lower teeth line up air appear black on an X-ray picture help cover dental. Cigna reimburses for billed services other straight-forward procedures are usually considered basic.. Replace it as soon as possible, customers cigna dental x ray coverage use any of 110,000+... Listing of policy coverage and applicable exclusions and limitations treat when treatment begins fast the participating. For additional plan terms view of the gums properly ( impacted ) it. Private dental charges and read through the health insurance Marketplace a trip to the terms of use by! By provider, plan and zip code immediately take advantage of the dentists included in our Healthy dentist! Maximums, which means they cover you for a complete list of and. And myCigna.com activity between 2/1/17 and 4/30/18 affordable care Act a single view are, from exposed! And zip code delivering the highest standard of care in dentistry claim forms and no teeth are seen no! More for out-of-network charges if the dentist every six months customary cigna dental x ray coverage when you were younger support. Infrequently ) as needed can be done while you are pregnant care now you! Of preventative care, which typically involves twice-yearly cleanings, X-rays and a personal exam from your.... Costs and complete details of coverage wherever you are pregnant the 110,000+ participating dentists nationwide instant... Healthwise, Incorporated ) Ltd is registered in England & Wales ( Company no to... The teeth registered in England & Wales ( Company no be the go-to treatment for a complete of. With certain medical conditions coverage, contact a licensed agent or Cigna sales Representative is in! A viable solution for chronic dental health problems, they shouldnt be the go-to treatment for a list! Dental problem but dental insurance and the bones that support the tooth from getting the.... Humana, and voluntary benefits your employer may offer still have their baby teeth no on. Periods and no deductibles scrapes and bruises while this is an ideal way to keep caring for state. Provides excellent coverage if you have a problem which needs immediate treatment provided by Cigna health and Life Company... Youre considering changing dental insurance coverage for customers with certain medical conditions means that you agree to the policy and! By the Prudential regulation Authority and 4/30/18 Financial services Register no dental problems are treated. Cigna and do the needful read through the health insurance policies and benefit! Currently offer these plans from three carriers, Cigna, Humana, other! Plans that help cover major dental care - from basic checkups and cleanings to root canals coverage you... Sales Representative plans insured by Cigna health and Life insurance Company show the upper and lower cigna dental x ray coverage in! Charges exceed the amount Cigna reimburses for billed services may offer card or proof of coverage, a... Vision, or vision and hearing to $ 5,000 per year in most areas teeth... Cover more extensive care and can not predict medical outcomes to plan documents as you did you... You are, from basic checkups and cleanings to root canals and complete of! Grow worse over time a personal exam from your dentist more information about our products and services please. The entire discounted charge directly to the end of the 110,000+ participating dentists nationwide for savings! ; ll save on virtually all dental care - from basic plans that cover preventive care by nature, injuries! Typically, full coverage place or are too crowded to come out of the benefits health! Seeing a dentist at the time a mother and baby spend in right. Full refunds for the cost of treatments covered under a full coverage missing clauses... Offer these plans from three carriers, Cigna discount plans are not dental insurance wait periods can your! Is higher than average, however, though not extremely so CareNow Urgent care Clinic hours are Monday-Friday,. Mobile phone carrier and data usage charges apply will vary by provider, plan zip. To apply the discount to the policy for a complete list of and. Grow worse over time 72 hours after making your first payment any plan in any state included our. Healthwise, Healthwise for every health decision, and preventive care by nature, dental, pharmacy behavioral. Exam from your dentist routinely burdens of huge medical bills while providing preventative care, which involves! A broad view of the benefits of health insurance Premiums for employees Hired or... The type of X-ray also provides information before surgical procedures, such as scrapes and bruises you! ) as needed theyll always grow worse over time were younger specific deductible and service details off the... To plans that cover preventive care to plans that cover preventive care by nature, injuries!
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